{"product_id":"the-physicians-income-protection-blueprint-a-complete-guide-to-disability-insurance-and-business-overhead-expense-coverage-for-physicians-surgeons-and-practice-owners","title":"The Physician's Income Protection Blueprint: A Complete Guide to Disability Insurance and Business Overhead Expense Coverage for Physicians, Surgeons, and Practice Owners","description":"\u003cdiv\u003e \u003cdiv\u003e \u003cdiv\u003e \u003cp\u003e\u003cspan\u003eMost physicians spend a career building wealth. Very few protect the income that makes it possible.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e1 in 4 physicians will become disabled before retirement. The actual probability is 30 percent. Most physicians believe it is 2 percent. That 28-point gap is one of the most dangerous blind spots in physician financial planning.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThe Physician's Income Protection Blueprint is a comprehensive, data-driven guide written specifically for physicians, surgeons, and medical practice owners who want to understand disability insurance and Business Overhead Expense coverage at a professional level.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eInside this guide you will learn:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\u003cspan\u003e\u003cspan\u003eWhy your ability to generate income is your most valuable financial asset and why it must be protected before retirement, investment, or estate planning begins\u003c\/span\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003e\u003cspan\u003eHow hospital-provided group LTD plans fall short for high-earning specialists and where the coverage gaps appear\u003c\/span\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003e\u003cspan\u003eThe six contract provisions that determine whether a disability policy actually pays when you need it\u003c\/span\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003e\u003cspan\u003eHow Business Overhead Expense insurance protects your practice during a disability event\u003c\/span\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003e\u003cspan\u003eThe Combined DI plus BOE Framework that coordinates both protections as a unified strategy\u003c\/span\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003e\u003cspan\u003eReal-world case scenarios illustrating the financial difference between protected and unprotected physicians\u003c\/span\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003e\u003cspan\u003eHow to audit your current coverage and calculate your exact income gap\u003c\/span\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan\u003eWritten by Julio (Ricky) Gonzalez, RMIP, CMIP, President and CEO of Pinnacle Financial Group, Inc., with 27 years of experience advising physicians, surgeons, and practice owners across South Florida.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThis guide does not sell a product. It builds the foundation for an informed decision.\u003c\/span\u003e\u003c\/p\u003e \u003c\/div\u003e \u003c\/div\u003e \u003c\/div\u003e","brand":"Books Prime","offers":[{"title":"Default Title","offer_id":45914527957183,"sku":"c2ed145e-3bc0-4e0a-9a01-8544cd861940","price":35.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0761\/7550\/7647\/files\/aa7ae08786fc9c71d4a890846ef9742a.jpg?v=1785059405","url":"https:\/\/books-prime.com\/products\/the-physicians-income-protection-blueprint-a-complete-guide-to-disability-insurance-and-business-overhead-expense-coverage-for-physicians-surgeons-and-practice-owners","provider":"Books Prime","version":"1.0","type":"link"}