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NOBODY EVER TOLD ME ABOUT MONEY: Practical Concepts About Money and Growing Wealth— the Things Most People Were Never Taught
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The Real-World Guide to Getting Smart—and Staying Smart—About Your Finances
Most of us were handed a diploma but never taught how to handle a paycheck.
In this no-nonsense, empowering guide, CPA John Pharr delivers the financial education you should have received in school—but didn’t. Whether you’re fresh out of college, raising a family, or wondering why you still feel behind despite earning a decent paycheck, Nobody Ever Told Me About Money: Practical Concepts About Money and Growing Wealth—the Things Most People Were Never Taught will help you rewrite your financial story from the inside out.
This is not a textbook. It’s a mindset shift, a crash course, and a wake-up call all in one. With clear explanations, relatable examples, and practical steps you can take immediately, Pharr tackles the basics—and the big picture—of building
real wealth on an ordinary income.
You’ll learn:
• Why your mindset matters more than your salary
• How to cut expenses without cutting happiness
• What most people get wrong about budgeting, investing, and debt
• How to talk about money with your partner—and your kids
• What financial freedom actually looks like (and how to get there faster)
Whether you’re starting from zero or starting over, this book is your blueprint for making money work for you—not the other way around.
About the Author:
John Pharr Jr. is a licensed CPA in the state of Florida and the founding member of John Pharr CPA, LLC, based in
Pensacola, where he has spent his career helping families and businesses throughout the Southeast build financial
confidence and security.
John believes money know-how is an essential life skill—one that many people reach adulthood without learning.
He’s made it his mission to educate people so they can take control of their financial destiny. John holds a degree in accounting from the University of West Florida and lives in Pensacola Beach.
Most of us were handed a diploma but never taught how to handle a paycheck.
In this no-nonsense, empowering guide, CPA John Pharr delivers the financial education you should have received in school—but didn’t. Whether you’re fresh out of college, raising a family, or wondering why you still feel behind despite earning a decent paycheck, Nobody Ever Told Me About Money: Practical Concepts About Money and Growing Wealth—the Things Most People Were Never Taught will help you rewrite your financial story from the inside out.
This is not a textbook. It’s a mindset shift, a crash course, and a wake-up call all in one. With clear explanations, relatable examples, and practical steps you can take immediately, Pharr tackles the basics—and the big picture—of building
real wealth on an ordinary income.
You’ll learn:
• Why your mindset matters more than your salary
• How to cut expenses without cutting happiness
• What most people get wrong about budgeting, investing, and debt
• How to talk about money with your partner—and your kids
• What financial freedom actually looks like (and how to get there faster)
Whether you’re starting from zero or starting over, this book is your blueprint for making money work for you—not the other way around.
About the Author:
John Pharr Jr. is a licensed CPA in the state of Florida and the founding member of John Pharr CPA, LLC, based in
Pensacola, where he has spent his career helping families and businesses throughout the Southeast build financial
confidence and security.
John believes money know-how is an essential life skill—one that many people reach adulthood without learning.
He’s made it his mission to educate people so they can take control of their financial destiny. John holds a degree in accounting from the University of West Florida and lives in Pensacola Beach.