Get It Right Medicare & Social Security Unlocked: Avoid Mistakes, Maximize Your Benefits, and Make Confident Choices

Navigating Medicare and Social Security can feel overwhelming, but it doesn’t have to be. Get It Right: Medicare & Social Security Unlocked is your trusted guide to making informed, confident decisions about your future.

Written by Kate Spilsbury, a licensed insurance agent, Registered Social Security Analyst® (RSSA®), and Certified Medicare Insurance Planner® (CMIP®) with nearly two decades of experience, this book breaks down the most common mistakes people make—and how to avoid them. Drawing from real-life stories and her work with thousands of individuals and families, Kate delivers clear explanations, actionable advice, and a warm, empowering tone.

Who This Book is For:
✔️ New to Medicare – If you’re turning 65 and overwhelmed by Medicare choices, this book breaks it down in plain English to help you avoid common missteps, including when and how to sign up.
✔️ Still Working at Age 65+ – Learn when you need Medicare and who you should listen to for advice.
✔️ Retirees Ready for Social Security – Understand how timing affects your Social Security benefits and common mistakes to avoid.
✔️ Beneficiaries Confused Between Medicare Supplement and Medicare Advantage Choices – Get clear explanations of the pros and cons so you can choose the best option for you.
✔️ How Medicare and Social Security Work Together – Discover how these two programs intersect and how to make them work for you.

You’ll also find:
✔️ The top 10 Medicare mistakes you must avoid
✔️ Real stories of how small oversights can cost thousands
✔️ Tips for caregivers and family members helping loved ones

Bonus Resource:
You’ll get access to a free companion guide: The Medicare & Social Security Unlocked Roadmap: Choose Your Next Step. This checklist helps you avoid costly mistakes and make the most of your benefits.

In a world full of confusing jargon and conflicting advice, this book is your plainspoken, practical playbook. Whether you're planning ahead, nearing retirement, or helping a loved one, Get It Right simplifies what matters most—without pushing a sales pitch.

You’ll learn:
• Why the timing of your Social Security claim can make or break your retirement income
• What to do if your employer coverage is “affordable” but not right for you
• How to avoid penalties, gaps in coverage, or paying more than you should
• The truth behind common Medicare myths (no, it’s not all free!)
• What to ask your HR department—and what they may not know to tell you

This isn’t a government manual or dense policy guide. It’s a relatable, down-to-earth resource written by someone who’s guided thousands through this process—often fixing costly mistakes they didn’t know they’d made.

Even if you’ve already started the process, this book helps you double-check your decisions and avoid hidden pitfalls. You'll walk away with clarity, confidence, and a step-by-step approach to choosing the right plan, filing at the right time, and protecting your health and financial future.

At Mere Benefits, Kate and her team believe everyone deserves to feel secure in their health and retirement planning. This book empowers you with the knowledge and tools you need to make the right choices.

Ready to unlock your Medicare and Social Security decisions? Start here.